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WHO WE ARE

For more than 30 years, First Metropolitan Financial Services has been serving Tennessee and Mississippi customers with their installment loan needs. We have been assisting hard-working people, like you, tackle life’s challenges by providing the help you need when you need it. Most of our branch managers are from your community, take the time to understand your unique situation, and will treat you with honesty, dignity, and respect. Our goal is to deliver the best customer experience and empower you to take control of your finances.

24 locations throughout Mississippi and Tennessee to serve you with Affordable Installment Loans for anything your heart desires.

First Metropolitan Financial Services is a responsible, non-PayDay, installment lender with 24 locations throughout Tennessee and Mississippi. Our dedicated team members are focused on meeting your financial needs with payments you can afford. We provide consumer loans for almost every need or desire.

We are proud members of the following State and National Associations:

  • Tennessee Consumer Finance Association
  • Mississippi Consumer Finance Association
  • American Financial Services Association

The First Metropolitan Financial Services Family

Please click the button below to find our nearest First Metropolitan Financial Services location. We encourage you to give us a call or visit our office to speak with any one of our trained and committed team members.

OUR HISTORY

A Tradition of Service

First Metropolitan Financial Services is a family-owned consumer finance company that has provided traditional installment lending for more than 30 years. Being a family-owned company, we have always prided ourselves on having close community ties, an emphasis on premium customer service, and the highest level of honesty and integrity. 

Our organization got its start in the Memphis area in 1987 with a single location on Shelby Oaks Drive. First Metropolitan then opened its second location in Bartlett, Tennessee in 1996. Three years later we opened our third location- expanding into Mississippi, with a location in Olive Branch. Since 2004 we have added 21 new locations with 8 being in West Tennessee and 17 throughout Mississippi. First Metropolitan now has 24 convenient locations to help serve all your financial needs. 

We continue to look for opportunities to serve more communities in Tennessee and Mississippi and expand the First Metropolitan Financial Services tradition of lending excellence. 

EXCELLENCE IN INSTALLMENT LOANS

Upholding Professional Excellence

Our definition of excellence lies in:

  • Outstanding Customer Service
  • Responsible Lending
  • Affordable Payment Plans
  • Fast and Easy Process

First Metropolitan offers secured and unsecured personal loans for personal, family, or household purposes. We also have local dealers that we purchase Retail Installment Sales contracts from. If you are looking for a personal loan, give us a call! We look forward for the opportunity to serve you!

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Begin the New Year with Confidence and Support
The New Year brings new goals and new opportunities, but it can also bring financial pressure. FMFS provides New Year loans from $500 to $15,000 so you can start fresh without stress. From paying off last year’s expenses to funding new plans, First Metro helps you take control early.
FMFS helps you reset for the New Year!

Prefer to submit an online application? We make it easy for customers on the go. Click the arrow to apply today.

Whether you need a small boost or larger support, First Metro is ready with loans from $500 to $15,000.

Already a FMFS customer? We love referrals! Referrals also mean extra cash in your pocket. Learn more here.

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