For more than 30 years, First Metropolitan Financial Services has been serving Tennessee and Mississippi customers with their installment loan needs. We have been assisting hard-working people, like you, tackle life’s challenges by providing the help you need when you need it. Most of our branch managers are from your community, take the time to understand your unique situation, and will treat you with honesty, dignity, and respect. Our goal is to deliver the best customer experience and empower you to take control of your finances.

19 locations throughout Mississppi and Tennessee to serve you with Affordable Installment Loans for anything your heart desires.

First Metropolitan Financial Services is a responsible, non-PayDay, installment lender with 19 locations throughout Tennessee and Mississippi. Our dedicated team members are focused on meeting your financial needs with payments you can afford. We provide consumer loans for almost every need or desire.

We are proud members of the following State and National Associations:

  • Tennessee Consumer Finance Association
  • Mississippi Consumer Finance Association
  • American Financial Services Association

The First Metropolitan Financial Services Family

Please click the button below to find our nearest First Metropolitan Financial Services location. We encourage you to give us a call or visit our office to speak with any one of our trained and committed team members.


A Tradition of Service

First Metropolitan Financial Services is a family-owned consumer finance company that has provided traditional installment lending for more than 30 years. Being a family-owned company, we have always prided ourselves on having close community ties, an emphasis on premium customer service, and the highest level of honesty and integrity. 

Our organization got its start in the Memphis area in 1987 with a single location on Shelby Oaks Drive. First Metropolitan then opened its second location in Bartlett, Tennessee in 1996. Three years later we opened our third location- expanding into Mississippi, with a location in Olive Branch. Since 2004 we have added 16 new locations with 4 being in West Tennessee and 15 throughout Mississippi. First Metropolitan now has 19 convenient locations to help serve all your financial needs. 

We continue to look for opportunities to serve more communities in Tennessee and Mississippi and expand the First Metropolitan Financial Services tradition of lending excellence. 


Upholding Professional Excellence

Our definition of excellence lies in:

  • Outstanding Customer Service
  • Responsible Lending
  • Affordable Payment Plans
  • Fast and Easy Process

First Metropolitan offers secured and unsecured personal loans for personal, family, or household purposes. We also have local dealers that we purchase Retail Installment Sales contracts from. If you are looking for a personal loan, give us a call! We look forward for the opportunity to serve you!

Family celebrating at a new years party
We can help bring in the new year with extra cash!
Do you have extra holiday expenses? Do you need extra cash for the new year? First Metropolitan has the cash you need. Loans from $500 to $15,000, with flexible payments, and great service makes us the company you call for your personal loan needs.
Happy New Year from First Metropolitan!

Prefer to submit an online application? We make it easy for customers on the go. Click the arrow to apply today.

FMFS has extra cash to pay off those holiday expenses.  Loans from $500 to $15,000.

Already a FMFS customer? We love referrals! Referrals also mean extra cash in your pocket. Learn more here.

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